Topics: Fatawa

Is Insurance Permissible in Islam? Ruling on House, Car, and Medical Insurance

Is Commercial Insurance Permissible in Islam? Understanding the Ruling on House, Car, and Medical Insurance

Question: Is it permissible to have insurance for a house, car, medical, etc., where we pay a fixed amount every month and they compensate us for any loss?

Answer: Any type of commercial insurance, whether it is for a house, car, medical, or any other type, is not permissible. All forms of commercial insurance are based on interest (riba), gambling (maysir), deception, and fraud. Just looking at one aspect of it reveals its prohibition. Insurance is a type of trade, and it is an uncertain trade, while Islam prohibits trading in uncertain things. Abu Huraira (may Allah be pleased with him) reported that the Prophet (peace be upon him) forbade the sale of uncertainty (gharar) and pebble sales (bay’ al-hasat) (Sunan Ibn Majah: 2194). Therefore, it is not permissible for a Muslim to take out any type of insurance without a valid reason.

 Sheikh Maqbool Ahmed Salafi

Jeddah Dawah Center, Hayy Al-Salamah – Saudi Arabia

Author: IslamicHelper

Tags: Fatawa
IslamicHelper

Recent Articles

A Woman’s Home: The Islamic Place of Dignity & Peace

Delve into the profound Islamic wisdom behind why a woman's home is her ultimate sanctuary. This article explores the Quranic… Read More

1 week ago

Chastity Before Marriage in Islam

Explore the divine imperative of chastity in Islam, rooted in Quran and Sunnah, safeguarding dignity, family, and society from zina's… Read More

1 week ago

Islam’s Guide to Animal Kindness & Eco Responsibility

Discover Islam’s profound teachings on kindness to animals and environmental responsibility, rooted in Quranic principles and Prophetic traditions, promoting compassion… Read More

1 week ago

Backbiting & Lying in Islam: Quranic Warnings

Explore the clear Islamic definitions and prohibitions of backbiting (Gheebah), tale-bearing (Nameemah), and lying. This detailed explanation from Allamah Zayd… Read More

1 week ago

Women’s Role in Society’s Foundation

Explore how women, as mothers and wives, form the cornerstone of family and society through nurturing, harmony, and value instillation,… Read More

2 weeks ago

Spouses as Garments: Quran 2:187 Meaning

Discover the metaphor of spouses as garments in Quran 2:187, exploring protection, comfort, intimacy, and mutual rights for a blessed… Read More

2 weeks ago