Topics: Fatawa

Is Insurance Permissible in Islam? Ruling on House, Car, and Medical Insurance

Is Commercial Insurance Permissible in Islam? Understanding the Ruling on House, Car, and Medical Insurance

Question: Is it permissible to have insurance for a house, car, medical, etc., where we pay a fixed amount every month and they compensate us for any loss?

Answer: Any type of commercial insurance, whether it is for a house, car, medical, or any other type, is not permissible. All forms of commercial insurance are based on interest (riba), gambling (maysir), deception, and fraud. Just looking at one aspect of it reveals its prohibition. Insurance is a type of trade, and it is an uncertain trade, while Islam prohibits trading in uncertain things. Abu Huraira (may Allah be pleased with him) reported that the Prophet (peace be upon him) forbade the sale of uncertainty (gharar) and pebble sales (bay’ al-hasat) (Sunan Ibn Majah: 2194). Therefore, it is not permissible for a Muslim to take out any type of insurance without a valid reason.

 Sheikh Maqbool Ahmed Salafi

Jeddah Dawah Center, Hayy Al-Salamah – Saudi Arabia

Author: IslamicHelper

Tags: Fatawa
IslamicHelper

Recent Articles

Dhul Hijjah: The Best Ten Days for Worship and Sacrifice

Learn why the first ten days of Dhul Hijjah are the most virtuous and how Qurbani embodies Islamic devotion. Read More

1 hour ago

Zina in Islam: FAQs on Slander, Repentance & Rulings

Does the worldly punishment for Zina clear the sin in the hereafter? Can an intoxicated person be punished? A detailed… Read More

1 day ago

Zina: Rulings on Child, Marriage & Inheritance

Can you marry someone pregnant from Zina? What is the lineage and inheritance of a child born from Zina? This… Read More

1 day ago

Zina: Islamic Punishment & Proof

A detailed explanation of Zina in Islam, its severe consequences, the prescribed punishments of lashing and stoning (rajm) in the… Read More

1 day ago

What Does Islam Say About Friendship?

Discover what Islam teaches about friendship, based on the Quran and Sunnah. Learn how to choose righteous friends and the… Read More

6 days ago

Women’s Rights in Islam Explained

Explore the comprehensive rights Islam grants to women, from spiritual equality to economic independence, and how these principles align with… Read More

6 days ago